Home Exchange the Pros & Cons

Home exchange has gone a long way since the 50’s when it was a simple travel lodging option popularized by the academia (teachers, writers, professors, graduate students) wanting to go to places but saddled with very limited budgets. From printed pamphlets sent out periodically before, home exchange organizations now have their own websites where you can surf through thousands of listed homes for exchange.

Typically, home exchange is an agreement between two people or families from different parts of the country (or the world) deciding to exchange their house for an agreed period of time. So the main consideration therefore was money, or the lack of it.

The Pros

Money is still the biggest factor why home exchange is still popular now, and getting to be more so. The hard cash principle is simple; you don’t pay a single cent for the accommodation.

Very often the exchange reaches beyond dwellings to include cars and/or pet care, giving you additional savings on rentals and boarding. Many people opt to travel to more exotic locations for longer periods with significant savings on accommodation costs.

But other reasons like comfort and culture are added to it making it a good, cost-effective travel option. Most of today’s accommodation is tight, there is minimal privacy, never enough bathrooms, and places are usually crowded with tourists for a traveler to really enjoy the destination.

In a real home, you can whip up scrambled eggs sandwich and warm milk at 2 a.m. in a real kitchen. Or, go to a real terrace to take in some real breeze. It is always fun just to go shopping in a neighborhood market. And after a hectic day and you don’t feel like getting dressed up just for dinner, you can eat supper in your favorite pajamas.

An expert in home exchange program once said that “the very act of staying in someone’s home, living, shopping, and doing the things residents do also makes the personal interaction often more memorable than just staying in a hotel and visiting tourist attractions.”

Frequent home swappers declared that “there is something addictive about taking the place of a ‘native’ family in a different culture. You are immediately living a life, not being an exploited tourist. Your home exchange partner would leave hints like ‘Don’t go to the market on a Thursday, go about 1:00 on a Friday when they have all the bargains’ or ‘The best and cheapest restaurant is…’ or ‘My neighbors will give you a typical meal from the region and take you to see the best view in our area’ and many more. People couldn’t be more friendly and helpful.”

It makes no difference how good the tour guide says it or how well the travel book describes a destination; the real picture can only be seen from your ‘own’ backyard. Traveling to another country and staying as a guest in someone’s home makes the experience richer, and more meaningful.

The Cons

Sometimes however, you have to work a little harder in looking for a partner. If your place is not that appealing or is out of the way, perhaps, very few people will want to go there. So, the initial contact work has to come from you. Once a connection is set, there might be five or six letters and about four or five phone calls before things get settled.

On average, you need to send out 20 to 25 letters of interest to get at least one positive response.  You should not get too disappointed if there are no positive replies initially, give it time.

All in all, the pros far outweigh the cons. Simply put, it’s just so nice to live in a real home, especially on your vacation.

Holiday via Home Exchange

Are those overpriced hotel accommodations too much for your simple holiday budget? Don’t you just dream of that holiday that is simply worth remembering? You don’t have to come back from holiday with a bad impression anymore because home exchange is the way to go.

It’s time to throw away those traditional travelling packages and get acquainted with the concept of home exchange. Get to know why this mode of adventure has caused such a buzz over the years. It is simply a very unique method of enjoying your vacation right in the comforts of your second home. It offers principles of generosity, integrity, and trust that busy people during the holidays tend to neglect and even forget.

Budgeting for complete and fun vacations can be very tricky. This holds true especially for parents who are burdened by additional expenses during holiday activities by the schools of their children. By engaging in home exchange you can save on lodging expenses and even on car rentals as automobiles and other home amenities can also be part of the exchange. Home exchanges are very flexible in terms of preparing your own schedules as compared to those rigid plans from travel packages.

People from all walks of life can enjoy the great benefits of home exchange. Retired and semi-retired individuals can get into adventures anytime they want by subscribing to exchange programs offered by various agencies. These agencies are commonly tied-up with airline services that offer lower priced tickets within the holidays thus helping families and individuals to not only enjoy a better holiday experience but also lengthen the time of the vacation. By exchanging homes, you are ensured that you are dealing with authentic people. These are people that are on the same wave length as you are. The opportunity is yours for the taking.

You can enjoy genuine aspects of the community where your exchange partner resides. Be introduced to parts of the globe that have been part of your holiday dream for as long as you can remember. Feel the hospitable ambiance while you enjoy the local delicacy that the area has to offer. The process of home exchange ensures you that you get the perfect match. Since you pick your destination in a more personal note, you can identify that the accommodation you’re going to will truly coincide with your holiday needs. One very good example is having less hassle bringing along the toddlers essentials such as toys and high chairs. Parents always consider their children first when travelling and it will be relief knowing that these needs are properly covered.

According to statistics from home insurance companies, it is during the holidays that you’re property is at a higher susceptibility in terms of break-ins. Unoccupied homes are usually the targets of those good for nothing robbers. By engaging in home exchange, you can relax even from all the way across the globe knowing that your house is well-secured and your belongings are well-kept. Moreover, pet and plant care can also be arranged.

No matter what time of the year it is, it is always good to feel happy and contentment regarding your own property. You don’t have to be rich to have the holiday of your dreams. Go for home exchange and you’ll certainly bring out that holiday cheer.

House Swaps Security-Insurance

How do you secure your valuables when you exchange properties?

Will your insurance cover damages to my property during the exchange?

Does your car insurance cover any damages in case of accidents?

Home exchange, like any other financial transaction, works by cooperation. While someone is in your home, you are occupying theirs. You and your exchange partner have exactly the same concerns on everything from possessions, damages, to possible accidents and damage to your property.

Fortunately, surveys have showed that incidents regarding security for home exchanges are virtually absent. Local insurers and police both agree that occupied homes are safer than those that are empty.

Practical guidelines

The first rule of thumb is getting to know your exchange partner as thoroughly as you can. Aside from emails, phone calls and photos, you might want to chat with them on the Internet for a real face to face conversation.

You and your partner should be clear on the ground rules, for instance locked rooms or closets, books or things that cannot be disturbed or moved, things that need to be carefully handled, etc. In certain cases, remove or lock away valuable items.

It s a good idea to discuss issues in advance about anything to do with breakage or damages, most people will agree to replace or pay for any broken item. Proper use of utilities and appliances need to be discussed in case of future accidents.

Some people also inform their trusted neighbors of their schedules. The neighbors can keep an eye on the property, providing that extra level of comfort. They can help the exchange partner, too, if need be.

Insurance

Before buying any kind of insurance, shop first for the most competitive price. Prices radically differ worldwide. Get the physical address of your insurer, their toll-free number, and a direct point of contact while abroad, if any.

Determine how long you will be traveling and add an extra two weeks in case you lose your luggage. Read your policy carefully. You may not be covered in some areas. Be ready to pay for additional premiums if you want them covered. Be aware of rules on how and when these companies are notified in the event of a loss.

Regarding home insurance, most policies have a good comprehensive coverage, although insurance policies differ from country to country. Most travelers, therefore, are more concerned about medical and travel insurance as well as car insurance policies. Here’s a quick rundown.

Many insurance companies have different restrictions on benefits if travel is for an extended period. Many try to cover travel assistance, protection, personal accidents, losses, travel interruptions and others. The premiums differ according to the scope of your coverage. Read your policy carefully to find out exactly what you are covered for. Other countries have steep costs for emergencies, and they can be avoided beforehand.

In the United States, a car insurance policy has the usual provision line of “any other person while using such a car within the scope of the consent of the insured and his or her spouse”. This means anyone using the car with the owner’s (policyholder) consent is fully covered. There are exceptions and other restrictions, to be sure to check each country.

As always, double checking your policy is good practice. Also, provide a permission letter from yourself should you decide to let your home exchange partner use your car. This is for emergency purposes, if they get stopped by the local police. Have them provide you with their valid driver’s license details.

Lastly, be aware that travel and car insurance policies are a mixed bag. Companies have their own restrictions. Some policies include home exchangers in their coverage by listing them as friends of the insured. Additional policies can be bought separately to insure your adequate protection.

Having these security issues covered and taken care of makes your vacation worry free and enjoyable.

Preparing a Home Exchange Checklist

So you have entered into a home exchange agreement as you and your family take a vacation elsewhere? It is only right that you make your house presentable and decent for the family who are going to be living in your house.  You would expect the home that you will be living in during the swap to be presentable and comfortable. This is why you should strive to make sure you prepare well for your home exchange.

The following checklist will help you make a start in preparing for the coming home exchange.

Leave operating manuals or instructions so that the exchange family know how to operate the television set, CD player, VCR, home alarm, heater and air conditioner, microwave, and vacuum cleaner. Pay particular attention with this especially if some of your appliances are hard to figure out.

Leave more space in drawers and closets so that the guest family can use them. It is also practical to leave lots of clothes hangers. Make sure there is enough linen for the beds, kitchen towels, sufficient toilet paper, vacuum bags, and cleaners. If you have valuables, lock them in a secured compartment in a separate room, or leave them with a trusted source.

It’s a good idea to put your mail on hold at the post office until you request notice. For vacations longer than a week, it is also advisable to prepay all your pending bills. You should not expect your guests to pay your bills. As for newspaper subscription deliveries, put them on hold also unless the exchange family want those papers delivered.

Leave all the necessary emergency phone numbers in a phonebook or organizer that the exchange partner can easily find and use. Phone numbers to leave are police, fire department, hospital, ambulance services, doctor, and other basic service providers. It would also be useful to leave numbers of your neighbors so that the family could ask anyone in the neighborhood if they have any question or queries. Make sure to leave your name and mobile phone number so you can always be reached if there is an emergency.

A nice gesture would be to leave some basic food stuff in the refrigerator. The items can include soda, bottles of drinking water, bread, wine, and cheese.  This will be appreciated by the guest family especially after they have just arrived from the travel.

Make sure that your lawn is freshly mowed. The garden or yard should be tended before the exchange. If your home has a swimming pool, clean it meticulously. Remember that you are aiming to make your house very presentable and accommodating to your guests. If needed, you can leave proper instructions for plant care, with any special instructions.

Before the home exchange, talk to the exchange partner and discuss other issues and items to be swapped. You may consider exchanging car keys. Phone bill adjustments and payments can also be arranged so that you can rest assured your guest family won’t leave high utility bills when they go. If you have Pet’s then care arrangements also need to be discussed.

Lastly, as you intend the guest family to be clean and responsible guests, you should also do the same when you go and live for a while in your exchange partner’s home. Home exchange agreements work two ways. It is a give and take relationship, and good references will follow you on your next exchange.

Quick Guide to Finding a Home Exchange Property

As well as a great holiday home if your job entails frequent traveling, home exchange is a very affordable and comfortable way of finding a home for a few weeks. Simply negotiate with another family to stay in their house while they stay in your house. Such practice can give you boundless options. Here are some tips to help you decide the best course of action to finding the right exchange property.

There are numerous kinds of home swapping practices you might consider. The usual way of going about exchanging homes is by finding homes through specialized websites or estate agents. For those who occupy several homes, exchanges can free them from worrying about arranging dates and concentrate on the traveling. Here exchange partners occupy a vacation home while the other family continues to reside in their own home. In a hospitality exchange, the exchange partners can alternate as guests in their respective homes.

If your target is a specific destination, you can succeed in finding the right property if you work with an agency based in the area you are considering. You are much more likely to find an available house than looking for one in a global network.

Home swapping is not suitable for everyone. Some people like to swap and do it several times a year because it offers them the opportunity to travel to new places without spending on hotels, restaurants, or transportation. Likewise, this can also give you an opportunity to integrate into the culture of the local community, since the practice may involve providing information about the area and an introduction to neighbors or friends.

For some people, however, they feel awkward or uncomfortable cooking or cleaning during their vacation. Others do not like strangers staying in their homes. Bear in mind that arranging home swaps can be easy or difficult depending on the location of your property.

On the other hand, if your place is located in a popular destination such as Orlando or Manhattan, it provides you with a wide range of options. If you live in a remote area, it is still possible to swap your home. However, you will need to put in a little more effort.

Home exchanges are suitable for travelers who travel for a short period of time. It is an ideal solution if your length of stay is either one day or four weeks. The host partner should do the introductions to friends and the community. This can give you an assurance of security and likewise makes you more comfortable in unfamiliar territory, and can help you immediately immerse yourself in the culture of the community where you are staying.

However, just like vacation rentals, swapping homes is a do it yourself endeavor unless there are maids at hand. One disadvantage of home exchange is that your options can be limited and you have to be open minded in your choice of date, location, or property. But in the end home exchange is more affordable than staying in a hotel room.